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Below, you'll find extensive information
on leading house mortgage articles and products to
help you on your way to success.
How To Sell Your House For Full Price Without A
By Caterina Christakos, Fri Dec 9th
Many people believe that a real estate broker is needed to selltheir house. So they post it with a broker who may or may notsell it and if they do charge exorbitant fees. One would thinkthat that commission would inspire to work harder for you. Insome cases it does. In many others though, we have heard ofhouses sitting on the market for over a year with the realtoronly showing it once. The next option that you have is to sell it yourself. But how?Is placing a sign on your front lawn enough or do you have tospend thousands in advertising? There is actually a way to getthe ads that you place and the sign on your lawn to have yourphone ringing off the hook with excited buyers. That way is owner financing. With the economy what it is, manyindividuals’ credit have dropped making it more difficult to geta bank loan. Many of them are good people who were laid off fora while or have had a sickness in the family. They are back ontheir feet and ready to buy a house but don’t have a ton
Qualify for FHA loan
We want to buy a home immediately after we finish saving up for a down payment and closing costs. We have good income. Apart from this, my credit is good 660 and more but my husband has a low score around 630. Apart from that, he also has other collections!! I want to know if the old debts will create problem for us in qualifying for a FHA loan. Or should I apply alone for the loan?
Possibility of getting a mortgage?
Im a first time home buyer thinking of getting a mortgage this summer and was wondering if i had a chance of approval. I am 21, been working at the same place for 2 years making 28k a year(gross). My credit score as of now is in the high 600s with a lot of debt that i am going to pay off before i submit my app. My fiancé is 20 and has been working in the same occupation for over 2 years and has only had a small credit card limit for 3 years. She makes 32k a year(gross). What are my chances with...
Transferring ownership of property to my sister
My mother died in 2010 and left her Florida condo to my sister and myself. In 2011, probate was completed and my sister and I now own the property. We tried to sell it with no luck. My sister decided we should rent it out since expenses were so high. She is handling everything since I live in another state.
The condo is worth no more than $35K. I would like my sister to own the condo outright so I do not have any involvement--she is doing a lousy job of managing the rental and keeping re...
Quitclaim deed
i moved into my dads house about 3 years ago to help him out--in 01/2011 he had a stroke/dementia and went into a nursing home---my brother had power of attorney----both my brother and i are to split everything 50/50--in july he did a quitclaim deed putting his name on the deed and leaving me off---dad passed away in 11/2011--he now wants me out of the house----
charge off on 2nd mortgage making payments
My equity loan/2nd with B of A was charged off in Nov. of 2009 I beleive, and I've been making payment to B of A in NC, I believe their collections dept, where I let them take money directly from my checking account, since then; however recently I have a new account representative who called, and says that they no longer will accept the amount of the payments I've been making, but need quite a bit more now. I'm not able to make payments in the amount that they're requesting, and be able to pay ...
foreclosure and mortgage
The real estate business can give you unique benefits like price appreciation. In the short term, the market may go up or down, but over the long term, you will have a safe investment because holding on to your property will almost guarantee an increase in value. Having a large portfolio of properties is a key secret to building massive wealth.You will find out that there is huge profit in dealing with undervalued foreclosure property and the statistics now show that out of every one hundred mo...
Dismiss Chapter 13, want to save car
Hello? as per the advice of my attorney, I am letting my Chapter 13 bankruptcy to get dismissed. The only debt I had was some credit cards and my car; I was NOT behind on anything. The attorney convinced me a Ch 13 was the way to go. After filing, I missed one payment and now I'm in a 9-month-doomsday period. I won't be able to pay this coming month due to medical bills so he advised I stop paying and let my case get dismissed. My ONLY concern at present is losing my car; I called the bank an...
should i refi or pay down
We have 12 years left on our 15 year loan at 4.375%. We can get a 3.25% loan with $5K in closing costs. Is this a good idea?
GOT FORM 1099A
i received a 1099a form from the mortgage company on 1-2-12 i filed chapter 7 bankruptcy in 2010 i got my discharge papers in july 2010. is this the correct form or should i have gotten 1099c i`m very confused please help!!!!!
Credit card balances reported just once a month
Are my credit card balances/payments reported to EQ/TU/EX just once a month or are the balances daily updated with the CRA?
of cashto put up front and the banks turn them down. This is where youcome in. You are not just selling them a house. You are theirproblem solver. Instead of paying payments to the banks, you canarrange it so that you are the one who receives a monthlymortgage payment and the best part is you can demand top dollar.
Need cash now? Create a note giving you the legal right to thesepayments then sell that note for a lump sum to a note broker. Agood note broker will even show you how to structure your noteto receive top dollar for it.
About the author:Caterina Christakos has worked with note brokers, mortgagebrokers and realtors. She can help make your next home sale easyand commission free. For more information and a free course inthe mail showing you exactly how to structure your notes formaximum payment email Caterina at CChrist896@aol.com
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